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Fear is the Enemy of Hope!

Planning for the future is hard when you’re still paying for the past! Next group Starts 1/4/19!

Our next free public Financial Peace workshop starts Tuesday January 8, 2019 at 7:00PM at Adult Life Training, Inc. on the beautiful campus of Abundant Life Church, 3301 E Coliseum Blvd, Fort Wayne, IN 46805. There is a different money topic each week.

This free public workshop has been underwritten by a generous grant from the 3Rivers Federal Credit Union Foundation. 3Rivers is Here for you: here for good. If you’re ready to start a lifelong banking relationship with a local organization you can trust, then 3Rivers is for you.

Register and if you do not already have them buy your class materials at https://fpu.com/1078640. Bring your workbook book to class as we will watch the video then do the examples in class. We dismiss by 9:00PM. There will be coffee. You may bring church-appropriate snacks to share.

At the same time we will have another class, in a separate room, designed exactly for high school teens. The number one reason people quit college is not grades: it is DEBT! When a person leaves high school they are unprepared for the financial challenges they will encounter. Prepare your teen to Win with Money and Life! Bring them with you for their very own FPU-Teen class while you are in FPU.

This free public workshop has also been underwritten by a generous grant from the 3Rivers Federal Credit Union Foundation.

What Teens Will Learn:

Lesson 1: The Basics of Money This lesson will introduce you to the topic of personal finance and give you an overview of the history of credit.

Lesson 2: Don’t Be Normal In this lesson, you will learn that you can change your money behavior by understanding your money personality and the language of money.

Lesson 3: Save That Cash Discover the Five Foundations that start with the importance of having money set aside for the emergencies that will happen in life.

Lesson 4: Watching Money Grow Learn about the mathematical explosion of compound interest that can help you become a millionaire—when it has time to work.

Lesson 5: Take Control of Your Money Personal finance is all about you taking control of your money and telling it where to go and what to do—instead of wondering where it went.

Lesson 6: Working Toward Zero In this lesson, you will learn that a budget is the most powerful tool you have to manage your income and expenses while avoiding debt.

Lesson 7: The Truth About Debt It’s time to uncover the myths related to debt while discovering the truths that will keep you from becoming a slave to payments.

Lesson 8: There’s a Better Way Dave explains that the “normal” way to buy a car and a house will only keep you in debt but there is a better way to do both.

Lesson 9: The Power of Generosity Dave and Rachel talk about the importance of generosity as well as the difference between being an owner and a manager of resources.Video Player00:0001:26

Financial Peace University SCHEDULE

Super SavingTue, Jan 87:00 PM
Relating With MoneyTue, Jan 157:00 PM
Cash Flow PlanningTue, Jan 227:00 PM
Dumping DebtTue, Jan 297:00 PM
Buyer BewareTue, Feb 57:00 PM
The Role of InsuranceTue, Feb 127:00 PM
Retirement and College PlanningTue, Feb 197:00 PM
Real Estate and MortgagesTue, Feb 267:00 PM
The Great MisunderstandingTue, Mar 57:00 PM

Financial Peace for Teens SCHEDULE

The Basics of Money
This lesson will introduce you to the topic of personal finance and give you an overview of the history of credit.
Tue, Jan 87:00 PM
Don’t Be Normal
In this lesson, you will learn that you can change your money behavior by understanding your money personality and the language of money.
Tue, Jan 157:00 PM
Save That Cash
Discover the Five Foundations that start with the importance of having money set aside for the emergencies that will happen in life.
Tue, Jan 227:00 PM
Watching Money Grow
Learn about the mathematical explosion of compound interest that can help you become a millionaire—when it has time to work.
Tue, Jan 297:00 PM
Take Control of Your Money
Personal finance is all about you taking control of your money and telling it where to go and what to do—instead of wondering where it went.
Tue, Feb 57:00 PM
Working Toward Zero
In this lesson, you will learn that a budget is the most powerful tool you have to manage your income and expenses while avoiding debt.
Tue, Feb 127:00 PM
The Truth About Debt
It”s time to uncover the myths related to debt while discovering the truths that will keep you from becoming a slave to payments.
Tue, Feb 197:00 PM
There’s a Better Way
Dave explains that the “normal” way to buy a car and a house will only keep you in debt but there is a better way to do both.
Tue, Feb 267:00 PM
The Power of Generosity
Dave and Rachel talk about the importance of generosity as well as the difference between being an owner and a manager of resources.
Tue, Mar 57:00 PM


NEIGHBORHOOD ASSISTANCE PROGRAM (NAP) through Adult Life Training, Inc.

If you donate to certain public charities then Indiana will give you a tax credit equal to half of your donation, so effectively it costs you half as much to help that charity. This is one way that Indiana encourages Hoosiers to donate and charities to perform certain desirable work, such as employment training or affordable housing. The public charity provides a letter to you as instructed by The Indiana Housing and Community Development Authority, which you use on your Indiana individual tax return to reduce your State income tax.

Per The Indiana Housing and Community Development Authority rules, we must give away 60% of our remaining $3,808 NAP tax credits to donors before the end of December 2018.   If you would like to support our work and receive half your donation back as a tax credit, this is the time to donate. Our PayPal donate button is on the right, or checks can be mailed to us at Adult Life Training, Inc., 3301 E Coliseum Blvd, Fort Wayne, IN 46805.

Donations must be at least $200 to qualify (because the minimum NAP tax credit that we may give is $100). The Indiana Housing and Community Development Authority provides more information:

graphic of IHCDA NAP Information

IHCDA NAP Information

 

FROM: Indiana Housing & Community Development Authority • www.in.gov/ihcda/ihcda • (317) 232-7777

SUBJECT: NEIGHBORHOOD ASSISTANCE PROGRAM (NAP) through Adult Life Training, Inc.

WHAT IS NAP?

The Neighborhood Assistance Program (NAP), established by Indiana Code 6-3.1-9, offers $2.5 million in tax credits ($40,000 maximum per organization) annually for distribution by not-for-profit corporations. Organizations use NAP tax credits as an incentive to help them leverage more contributions from individuals and businesses for programs and services benefiting economically disadvantaged households or communities.

HOW DO THE CREDITS WORK?

Organizations, corporations and individuals are each eligible to make a contribution* to a NAP agency. When they do, they will receive a tax credit on their Indiana taxes worth 50% of their contribution. For example: If an individual contributes $1,000 they will receive a $500 Indiana tax credit. Donations are reported to the Indiana Department of Revenue (IDOR) and a credit is given to the donor’s state tax liability.

WHAT ARE ELIGIBLE CONTRIBUTIONS?

• Cash
• Check
• Credit Card
• Stock (which has been liquidated)
• Contributions designated through United Way
• In-kind donations** (exclusively building materials)
• Property donations

*No single contributor may donate more than $50,000 in a calendar year. Contributions of amounts smaller than $200 will only be accepted if the awardee’s remaining credit balance is less than $100 .
**Services (sweat equity), supplies and equipment are not eligible in-kind donations.

WHAT ARE ELIGIBLE PROJECTS?

• Affordable Housing
• Counseling
• Child-care
• Educational Assistance
• Emergency Assistance
• Job Training
• Medical Care
• Recreational Facilities
• Downtown Rehabilitation
• Neighborhood Commercial Revitalization

For more information contact:

Adult Life Training, Inc. on the beautiful ALC Campus, 3301 E Coliseum Blvd, Fort Wayne, IN 46805 260.432.0014 x128

or the Indiana Housing & Community Development Authorityhttp://www.in.gov/myihcda/nap.htm • (317) 232-7777