Refuse to go into debt

(7) Hear me now therefore, O ye children, and depart not from the words of my mouth. (8) Remove thy way far from her, and come not nigh the door of her house: (9) Lest thou give thine honour unto others, and thy years unto the cruel:

(10) Lest strangers be filled with thy wealth; and thy labours be in the house of a stranger; (11) And thou mourn at the last, when thy flesh and thy body are consumed, (12) And say, How have I hated instruction, and my heart despised reproof; (13) And have not obeyed the voice of my teachers, nor inclined mine ear to them that instructed me!

Proverbs Chapter 5 (KJV)

Adult Life Training, Inc. will offer their Fall 2018 Winning in Money and Life group starting Tuesday October 2, 2018 7:00pm to 9:00pm.

There will be two concurrent sessions each night: Dave Ramsey’s Financial Peace University (FPU) for adult singles and parents, and Financial Peace for Teens for High School / college bound young adults.

FPU enrollment requires the FPU Membership Kit which should be purchased from the Ramsey web site at the time of registration and brought to each class. The class link for FPU enrollment is https://fpu.com/1072930.

To register for Financial Peace for Teens, the Class Code is 0115a0, please send John Nash an email at jdnash@alt-fw.org to reserve your seat in class, pay your fee(s), and get the digital materials. The link provided to John does not appear to work for ordering the materials.


Fall 2018 Winning in Money and Life

Adult Life Training, Inc. will offer their Fall 2018 Winning in Money and Life group starting Tuesday October 2, 2018 7:00pm to 9:00pm.

(2018-08-27: day changed from Thursday to Tuesday)

There will be two concurrent sessions each night: Dave Ramsey’s Financial Peace University (FPU) for adult singles and parents, and Financial Peace for Teens for High School / college bound young adults.

 

FPU enrollment requires the FPU Membership Kit which should be purchased from the Ramsey web site at the time of registration and brought to each class. The class link for FPU enrollment is https://fpu.com/1072930

To register for Financial Peace for Teens, the Class Code is 0115a0, please send John Nash an email at jdnash@alt-fw.org to reserve your seat in class, pay your fee(s), and get the digital materials. The link provided to John does not appear to work for ordering the materials.

Information may be subject to change, in which case this notice will be updated.

Financial Peace University SCHEDULE

Super Saving Tue, Oct 2 7:00 PM
Relating With Money Tue, Oct 9 7:00 PM
Cash Flow Planning Tue, Oct 16 7:00 PM
Dumping Debt Tue, Oct 23 7:00 PM
Buyer Beware Tue, Oct 30 7:00 PM
The Role of Insurance Tue, Nov 6 7:00 PM
Retirement and College Planning Tue, Nov 13 7:00 PM
Real Estate and Mortgages Tue, Nov 19 7:00 PM
The Great Misunderstanding Tue, Nov 27 7:00 PM

Financial Peace for Teens SCHEDULE

The Basics of Money
This lesson will introduce you to the topic of personal finance and give you an overview of the history of credit.
Tue, Oct 2 7:00 PM
Don’t Be Normal
In this lesson, you will learn that you can change your money behavior by understanding your money personality and the language of money.
Tue, Oct 9 7:00 PM
Save That Cash
Discover the Five Foundations that start with the importance of having money set aside for the emergencies that will happen in life.
Tue, Oct 16 7:00 PM
Watching Money Grow
Learn about the mathematical explosion of compound interest that can help you become a millionaire—when it has time to work.
Tue, Oct 23 7:00 PM
Take Control of Your Money
Personal finance is all about you taking control of your money and telling it where to go and what to do—instead of wondering where it went.
Tue, Oct 30 7:00 PM
Working Toward Zero
In this lesson, you will learn that a budget is the most powerful tool you have to manage your income and expenses while avoiding debt.
Tue, Nov 6 7:00 PM
The Truth About Debt
It”s time to uncover the myths related to debt while discovering the truths that will keep you from becoming a slave to payments.
Tue, Nov 13 7:00 PM
There”s a Better Way
Dave explains that the “normal” way to buy a car and a house will only keep you in debt but there is a better way to do both.
Tue, Nov 19 7:00 PM
The Power of Generosity
Dave and Rachel talk about the importance of generosity as well as the difference between being an owner and a manager of resources.
Tue, Nov 27 7:00 PM

 


Indiana Tax Breaks available for donors to Adult Life Training, Inc.

I am currently reviewing the legal details, but Adult Life Training, Inc. has received $3,808 in Neighborhood Assistance tax credit Program (NAP) tax credits, which can be given to those who support our job skill training work with a donation.

The general restrictions that I have thus far garnered from the instructions from IHCDA are:

  1. This is a way of encouraging cash donations to forward our work
  2. Both individuals and businesses / corporations may participate, and the amount can be split across stockholders, partners, spouses (if filing separately)
  3. One half the donated amount may be provided back to the donor as NAP tax credits
  4. The smallest tax credit per entity is $100, so the smallest donation is $200
  5. The NAP tax credit MUST be used to pay actual Indiana Income Tax liability, and Indiana will NOT refund any excess
  6. In-kind things such as donated labor are not allowed for NAP tax credits
  7. As in most things involving government, if you are interested in supporting our free public job skills training programs with a donation, and would like to receive half that amount back usable as a credit against your Indiana income tax, there is a form to fill in – please email me at jdnash@alt-fw.org or call John Nash at 260.432.0014 x128 Tuesday through Friday.

The organizations which have received NAP tax credits to reward donors for supporting their work in the Fort Wayne area this year are:

Community Transportation Network,
Adult Life Training, Inc.,
Big Brothers Big Sisters of Northeast Indiana,
Blue Jacket, Inc.,
Boys & Girls Clubs of Fort Wayne,
Caring About People, Inc.,
CASS Housing Inc.,
Center for Nonviolence, Inc.,
Community Action of Northeast Indiana, Inc. d/b/a Brightpoint,
Community Harvest Food Bank of NE Indiana, Inc.,
Crosswinds, Inc.,Early Childhood Alliance,
Easterseals Arc of Northeast Indiana,
Family & Children’s Services,
Habitat for Humanity of Greater Fort Wayne,
Inner City Hope Corporation,
Interfaith Hospitality Network of GFW, Inc. (dba Just Neighbors Interfaith Homeless Network)
Fort Wayne Junior Achievement of Northern Indiana,
Lifeline Youth & Family Services, Inc.,
Matthew 25, Inc.,
Mustard Seed Furniture Bank of Fort Wayne, Inc.,
NeighborLink,
Fort Wayne RSVP of Allen County, Inc. (DBA: Volunteer Center),
The Literacy Alliance,
Turnstone Center for Children and Adults with Disabilities,
Vincent Village, Inc.,
Volunteer Lawyer Program of Northeast Indiana, Inc.,
Whitington Homes and Services for Children and Families,
Youth For Christ of Northern Indiana,YWCA Northeast Indiana Inc.