More from: kubulai

Debt as a means to invoke control

I feel that debt is the single most dangerous threat to America today, leaving 75% of Americans living paycheck to paycheck – they dare not miss one paycheck to stay fed and sheltered.

Living trapped under control of that common financial terrorist state is unnecessary: there is a way out.

There are several basic steps every family (or singles) can begin following that (1) gets us a security buffer so we can temporarily weather loss of income without using credit cards, (2) gets us out of debt legally and ethically so that we are far less vulnerable to economic problems that we cannot control, and ultimately (3) provides our children with paid for college without student loans and a comfortable and happy retirement for ourselves.

It’s not smoke and mirrors magic and it’s not rocket science – it’s common sense steps that anyone can do, for free.

To learn more about how to free yourself and your family register for our next FREE FPU class.

The class is FREE. There is material you can buy from the Ramsey corporation, but the class is free and you are not forced to buy their materials, although if you can afford the $109 they ask for then you will get full web access to their videos, resources, and financial tools. You can still come to class if you don’t buy their materials. It’s called “Auditing”: you can do that! Don’t let the cost drive you off!

The registration link is You can call me at my office Tues-Fri 12:00-2:00 at 260.432.0014 x128  most weeks or email me with questions using the button on that registration link (

This free public workshop has been underwritten by a generous grant from the 3Rivers Federal Credit Union Foundation. 3Rivers is Here for you: here for good. If you’re ready to start a lifelong banking relationship with a local organization you can trust, then 3Rivers is for you.

Document Freedom Day

We have used open standards software training the most under served and resource starved populations in our community so that they learn the needed computer job skills to become employed and more self sufficient almost since our beginning more than a decade ago. Yesterday was Docuemnt Freedom Day. We encourage you to read the post by Kubulai (John Nash) at