Classes start Sept 12, 7:00PM & 8:30PM EDT via Zoom. Imagine for a second that you had ZERO payments coming out of your paycheck. No monthly car payment. No credit card bills or student loans. How would that change your life? Full year of Ramsey+ membership is a gift from our public charity to you. 🌼PAID IN FULL🌼 by a generous grant from 3Rivers Credit Union Foundation.