Always go to the official Ramsey Store for retail purchase of their materials: you will likely get obsolete materials and pay too much elsewhere. Or come to us: you don’t get charged anything through the Site License that we purchased from Ramsey: it is FREE. Ramsey+ includes FPU, and it walks with people throughout their entire financial journey, not only through the nine weeks of FPU classes. With additional courses like Jump Start, Smart Money Smart Kids, Legacy Journey and Budgeting That Actually Works, people in every walk of life now have access to financial education customized for exactly where they are on their money journey. And with the new BabySteps app, they can track their progress and see how quickly they can reach their goals.