She found an extra $700 a month she didn’t know she had!

zMaking a budget helps Jody S. and her husband, Stephen, breathe easier. Like, $700-a-month easier. … “We weren’t telling our money where to go, so we were just spending it! I remember looking back, saying ‘What did we buy this month? Where did it all go? We have no money!’” she says.

You can take control of your money, just as several million other families have, through the training available in the Dave Ramsey Financial Peace University curriculum.

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The Adult Life Training spring FPU class starts Monday January 2, 2017 at 6:00PM-8:00PM. The link to register on-line is There is no charge for this class and we are not paid anything to provide it. You are welcome to join, and maybe you too will find that extra $700 you didn’t know you had!

The non profit organization that underwrote our Financial Literacy program this year, 3Rivers Federal Credit Union, has a page with several tools. One of which is designed to help you assess your own financial health.

Credit Unions are not banks – banks exist to maximize their shareholders wealth, not yours! Credit Unions exist to maximize their member’s financial health — that’s you and me, not some rich guy in France who bought your bank’s stock. It makes a huge difference in how you are treated!

There is Ramsey recommended software too, that makes your budgeting a snap! Look up EveryDollar at

Super Saving 01-02-2017 | 6:00pm
Relating With Money 01-09-2017 | 6:00pm
Cash Flow Planning 01-16-2017 | 6:00pm
Dumping Debt 01-23-2017 | 6:00pm
Buyer Beware 01-30-2017 | 6:00pm
The Role of Insurance 02-06-2017 | 6:00pm
Retirement and College Planning 02-13-2017 | 6:00pm
Real Estate and Mortgages 02-20-2017 | 6:00pm
The Great Misunderstanding 02-27-2017 | 6:00pm

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