Making a budget helps Jody S. and her husband, Stephen, breathe easier. Like, $700-a-month easier. … “We weren’t telling our money where to go, so we were just spending it! I remember looking back, saying ‘What did we buy this month? Where did it all go? We have no money!’” she says.
You can take control of your money, just as several million other families have, through the training available in the Dave Ramsey Financial Peace University curriculum.
The non profit organization that underwrote our Financial Literacy program this year, 3Rivers Federal Credit Union, has a page with several tools. One of which is designed to help you assess your own financial health. https://www.savvymoney.com/checkup/3riversfcu/Welcome.aspx
Credit Unions are not banks – banks exist to maximize their shareholders wealth, not yours! Credit Unions exist to maximize their member’s financial health — that’s you and me, not some rich guy in France who bought your bank’s stock. It makes a huge difference in how you are treated!
There is Ramsey recommended software too, that makes your budgeting a snap! Look up EveryDollar at https://www.everydollar.com/blog/how-this-family-found-an-extra-700-a-month
LESSON DAYS AND TIMES
|Super Saving||01-02-2017 | 6:00pm|
|Relating With Money||01-09-2017 | 6:00pm|
|Cash Flow Planning||01-16-2017 | 6:00pm|
|Dumping Debt||01-23-2017 | 6:00pm|
|Buyer Beware||01-30-2017 | 6:00pm|
|The Role of Insurance||02-06-2017 | 6:00pm|
|Retirement and College Planning||02-13-2017 | 6:00pm|
|Real Estate and Mortgages||02-20-2017 | 6:00pm|
|The Great Misunderstanding||02-27-2017 | 6:00pm|